Finding out the truth is the real happiness. The reality brings the opportunity to work hard and find the actual happiness.

Vijay Shekhar Sharma - The Cash Back King


Hi friends, hoping you are going to start your days as normal as before as the Govt. slowly erases the lockdown. This article is for those who believe that the road to the success is not easy and there is no short cut to it. I also hope this lock down has not affected your reading habits.

I would talk about some undisputed facts and examples to prove that the success is not a gift you get from birth; one can kiss it only after a great hard work, lot of struggle, ups and downs.


We understand, being born in a rich family will give you the most of the luxuries and many ways you would utilize the resources present on this earth, natural or man made. It's very rare that you become an actual productive person, helpful to the humanity. While, being raised in a poor family teaches you the true meaning of life and gives a strong will to bring any change to make the future better. When you lack things at the early age, you always seek them in the future and intend to get them somehow, somewhere in the coming age.


We all know things may go wrong at times, but it’s the inner strength which keeps you there fighting till  it becomes better. It’s only us who decides whether we want to be broken or re-unite our strength to overcome a bad time. Everyone has a bad time and someone’s bad situation can never be compared with the other one's. We just need to believe in our strengths and work hard to overcome the situation. And when things take a turn towards us, everything gets simplified and you feel like a master of your life. The term “Success”, can’t be restricted just to the wealth or fame; it is actually the positive result of our hard work which can also be related even with a win in a small chess game. As a matter of fact, an ant carrying a food load many times more than its own weight, travels heights to reach the home with the food. This certainly defines its success, isn’t it? It requires continuous efforts and time, you will get to know going further in the context.


Let’s get back to an example and relate it with the real time. Nowadays, how many of us think of getting cash back while purchasing something? Yes, the answer comes out to be 'all of us'. Anyone purchasing something especially online, would think of the cash back. Cash back is nothing, but a marketing strategy to indulge the buyer to purchase something again. Second question, how many of us like to pay digitally instead of cash? This time again, the answer will be a great percentage of us and the number is increasing day by day. Since the demonetization in India, most of the companies and markets have seen earth, except the one which was growing at that time too. Its’ growth graph went heights and teased every other company around it.

Vijay Shekhar Sharma


Yes, most of you guessed me right. its a great honour in sharing some facts behind the rise of “PayTM” and its owner “Vijay Shekher Sharma”. He is known as the “King of Demonetization” who took a successful journey from Aligarh to Alibaba. I feel that the cash back has taken a great space in public interest today. So, for me, he is a Cash Back King. What would you call him ?


Early Days

Vijay, a person who once had to think twice just to spend a Rs. 10 note, is now the owner of a company with net worth around $10 billion. Wait a minute, what did I just say? A person who was afraid of spending 10 rupees in his early days, is a billionaire now? But HOW? I know those who are not aware are as curious to know as I am to share. But, let me be clear, there was no magic for sure. There was no shortcut and things were not given for granted. Everything was exactly the same for Vijay as it is for us now and would be same for anyone ever. I mean, no one is a billionaire by birth.



So let’s begin. Our current billionaire, Vijay was born in 1978 in a small village of Aligarh, Uttar Pradesh. His father Sulom Prakash Sharma was a school teacher in the village and mother, Asha Sharma was a housewife. Not a rich family, of course. However, Vijay was brilliant in academics and his school teachers took a decision of not wasting his years in schooling. So they promoted him twice in the classes and he happened to finish his schooling at the mere age of 14. You may get an idea of his curiosity to go beyond, if I tell you that he used to read his elder sister’s Sanskrit books while being in a lesser school standard.

After finishing school, he hoped to get admission in a college, but colleges wouldn’t take him because he was under 15 years then, LoL. So he had a full year in front of him before the college and here comes the future preparation. He studied the whole year to crack the entrance exam for engineering in a Govt. college. Having the idea of his family’s conditions, he had no other choice but to work hard and take admission in a government college for further studies. Hard work never gets wasted and he happened to crack the exam to get an admission in Delhi College of Engineering (DCE). Don’t forget we’re still talking about a normal student who was able to make through an engineering college in Delhi, not a billionaire, not yet.

The Journey

Many of us think, cracking an entrance exam is the last thing they have wished for and the life will be easier from there on. No doubts, it requires hard work to clear an entrance exam, but is it the real success? No. The Delhi College of Engineering is 5Kms from my place and whenever I pass from there, I can't even imagine that it has given us the “Youngest Billionaire” in India, as “Vijay Shekher Sharma”. The master of payments business and the PayTM owner, used to study in this college, I just wonder. But when this school topper from Aligarh stepped into this vibrant Delhi College, things were not easy. Vijay was fabulous as a school student, however, being a Hindi medium student created problems here. He was not able to adjust and make friends in the beginning. Everyone kept making fun of his small age and inability to understand fluent English. Soon the school topper became a back bencher at the college and started avoiding classes.

He used to spend this time at the computer lab and in the library to read magazines & newspapers to improve his English. He had a habit to read two books simultaneously, a Hindi version of the same book in English so he could compare the words. The idea and the efforts really improved his English quite a bit.


Vijay was hugely inspired by Alibaba’s CEO, Jack Ma and other business tycoons. Following, he had decided at that time only that he would become a boss of his own. Spending more of his time in the computer labs, he had gained some knowledge of website development and content management. At this time, he had managed to make one or two friends in the college. In the hope to start a business at a young age, he opened a small company (XS corps). It would help the customers to use Internet, deign websites, manage contents, etc. For this, there had to be a permanent office and a contact address for business meetings. He gave a local shopkeeper’s address and phone number as his business address. The visiting cards were printed with the same address. Whenever a customer would call, the shopkeeper would inform Vijay and he would then call the customer later for an appointment. For all his work, he would use college computers and some friends. Isn’t this all interesting? Just take a pause and compare what would you do if you were to use your spare time. Don’t laugh! :)

To Be continued . . . .


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